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HomeKnowledge BaseBUYING PROPERTY
INSTITUTIONAL ADVISORY GUIDE
12 Audited Topics

BUYING PROPERTY

Understand the transaction before you make it.

Complete guide to buying real estate in Romania: transaction steps, due diligence, required documents, notary verification, price negotiation, and property handover.

01 — EXECUTIVE SUMMARY & ADVISORY OVERVIEW

Buying real estate in Romania involves distinct legal, financial, and procedural steps. Understanding due diligence and proper documentation prevents costly legal disputes and protects your investment.

Verified by Home Find Real Estate Advisory
02 — WHAT YOU NEED TO KNOW

Core Topics Covered in this Section

How to buy a property in Romania
Steps of a property transaction
Due diligence before buying
How to verify a property
How to negotiate the price
How long a transaction takes
Documents required from the buyer
Documents required from the seller
Preliminary contract / Antecontract
Final sale-purchase contract
Notary process & authentication
Property handover & protocol
03 — TRANSACTION PROCESS & STEPS

Step-by-Step Transaction Protocol

1. Due Diligence & Technical Verification

Inspect property condition, structural integrity, cadastral plans, and title history.

2. Reservation & Preliminary Contract (Antecontract)

Secure the offer with a notarized antecontract defining deposit (avans) and closing conditions.

3. Financing & Valuation Approval

If using bank financing, complete bank appraisal and mortgage underwriting.

4. Final Sale Contract & Payment Settlement

Sign authentic sale contract at the notary and transfer purchase price via bank transfer.

5. Intabulation & Handover Protocol

Notary submits title registration to ANCPI Land Registry; sign handover protocol.

04 — REQUIRED DOCUMENTATION CHECKLIST

Mandatory Legal & Tax Documents

ID Card / Passport
Scope: Buyer & Seller Identification
Land Registry Extract (Extras CF)
Scope: Encumbrance & Ownership Check
Property Title Deeds
Scope: Proof of Ownership
Cadastral Documentation
Scope: Official Boundary Specs
Energy Performance Certificate
Scope: Energy Class Verification
Tax Clearance Certificate (Certificat Fiscal)
Scope: Local Property Tax Clearance
05 & 06 — KEY RISKS & TAKEAWAYS

Essential Safeguards & Takeaways

Always request an updated Land Registry Extract (Extras CF de Autentificare) from the notary.
Ensure the antecontract specifies clear completion deadlines, penalties, and forfeiture terms.
Verify that utility debts and HOA maintenance fees (asociația de proprietari) are cleared before signing.
Cross-reference cadastral measurements with physical property boundaries.
EXPLORE OTHER KNOWLEDGE DOMAINS
SELLING PROPERTY

Know what your property is worth and how to position it.

LEGAL & DOCUMENTS

Understand the documents behind the property.

TAXES & COSTS

Know the real cost of the transaction.

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